Today you said:
“paying for what you spend is basic common sense”
Saving up for what you spend for is common sense and wisdom.
Spending what you don’t have is borrowing and foolish (i fall into that category sometimes).
Borrowing money that you wont make in your lifetime, and doing what you are doing with it, is like rigging a nuclear bomb of an unknown size with what seems to be a real scientist and no measuring tool for when it might explode, equipped with a timeclock that is impossible to program, and giving an isolated, deaf & blind man (in a cell 10 miles deep underground with no basic human contact and communication) the trigger to the bomb, yet somehow it was communicated to him that by pushing this trigger, he will be set free from his cell.
If the arithmetic of the current administration was compared to a pungent nauseating smell, it would match the administration taking the worst roadkill mixed with the entire mass of NYC’s sewage, and the administration attempting to make febreze out of it.
It could also be comparable to trying to sleep with an ever so persistent dripping faucet down the hallway and drinking four shot americano loaded with sugar and sleeping pills.